Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.
Health Insurance Types
There are two main types of health insurance, PPO or "Preferred Provider Organization" plans, and HMO or "Health Maintenance Organization" plans.
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