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George Beach Insurance Services LLC Blog

2019 Qualifying Life Events (QLE)

2/2/2019

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There are 4 basic types of qualifying life events. One being Changes in household such as getting married.
A change in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.
 
There are 4 basic types of qualifying life events. (The following are examples, not a full list.)
 
Loss of health coverage
  • Losing existing health coverage, including job-based, individual, and student plans
  • Losing eligibility for Medicare, Medicaid, or CHIP
  • Turning 26 and losing coverage through a parent’s plan
 
Changes in household
  • Getting married or divorced
  • Having a baby or adopting a child
  • Death in the family
 
Changes in residence
  • Moving to a different ZIP code or county
  • A student moving to or from the place they attend school
  • A seasonal worker moving to or from the place they both live and work
  • Moving to or from a shelter or other transitional housing
 
Other qualifying events
  • Changes in your income that affect the coverage you qualify for
  • Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder
  • Becoming a U.S. citizen
  • Leaving incarceration (jail or prison)
  • AmeriCorps members starting or ending their service

​https://www.healthcare.gov/glossary/qualifying-life-event/
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(209) 353-2330​
Click Here to Email Us
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