ACA Metal Tiers

Health plans are classified under four categories to make comparing them easier. The categories are divided according to the percentage of health care costs they pay, and they include the following:

• Platinum – Plan pays 90% of the costs. You pay 10%.
• Gold – Plan pays 80% of the costs. You pay 20%.
• Silver – Plan pays 70% of the costs. You pay 30%.
• Bronze – Plan pays 60% of the costs. You pay 40%.