When your employees are healthy, they are happier and more productive. That’s why it should be your goal as a business owner to promote employee health, and one way to do that is to introduce wellness challenges. From cooking classes to physical fitness challenges to running for charity, there are plenty of different activities to choose, and each have great benefits.
Improved Interpersonal Relationships
One of the key benefits of a wellness challenge is that it compels individuals to work together as part of a team. Therefore, everyone is required to engage with their colleagues and do whatever it takes to make sure that everyone succeeds. In some cases, it means that people have to step outside of their comfort zones.
Since most workplace team challenges are designed to be fun and only somewhat competitive, everyone can focus on being encouraging and bringing the best out in their teammates. That makes it easier for everyone to allow their best selves to shine through, which makes it possible to develop solid professional relationships.
Building Healthy Habits
Wellness challenges facilitate building healthy habits, but they are more likely to be successful if employees work in teams and are provided additional motivation for participation. What individuals learn during the team challenges can be transferred to their lives outside of work. For instance, some people may find that walking is a great way to snap out of an after-lunch funk or a way to wake up first thing in the morning.
Those who take part in the challenge may also discover that they enjoy running, biking or some other activity that was part of the company challenge. That could lead to training for a marathon or some other event that requires you to be in good physical condition. When workers improve their physical condition, it can lead to improvements in their mental health as well. That is a win for both an employee and the company.
A Higher Quality of Life
There are several reasons why being in good physical condition can lead to improved mental health. For some, the act of running helps to relieve stress or simply burn off extra energy that wasn't released while sitting in an office all day. For others, meeting weight or endurance goals can give them a confidence boost that leads to better performance in other areas of their personal or professional lives.
Improved mental health can result in lower medical costs, which can lead to even less stress in their lives. Reducing stress can put an end to teeth grinding, headaches and other conditions that can be expensive to treat. It can also result in taking fewer medications and seeking care less often, which can reduce hospital admittance and other fees paid out of pocket. Overall, healthier and happier employees lead to a happier and more productive workplace.
Your employees’ health and wellbeing is our primary concern, which is why we work to provide the best insurance. Talk to us today about our insurance plans for your employees!
Insurance is one of those commodities that you hope you never have to use, but you’re glad when you are covered. Life can change in an instant. Whether it is a health issue, a car accident or property damage caused by a storm, insurance can help pay the expenses. All working adults should have a variety of insurance policies “just in case.”
The goal of a comprehensive health insurance policy is to provide wellness benefits. This allows you to keep up with doctor exams in order to prevent serious ailments. If those ailments do occur, then a health insurance policy can help defer costs for treatment and recovery. Health insurance also can help with medical expenses as a result of an injury due to an accident. In the moment of a health crisis, you don’t want to worry about how you’ll pay your bills.
Term Life Insurance
Term life insurance is meant to protect your family in the advent of your passing. The benefits paid through this type of policy should provide for mortgage payments and living expenses. It can also cover college tuition. Essentially, it will cover all the things that you would cover if you were still providing an income for your family. A term policy lasts for a specific amount of time. When the term is up, you might be able to renew the policy or start a new one.
Long-Term Disability Insurance
Any adult child who has dealt with the issue of long-term care for their parents knows how expensive a situation this can become. This should also inspire you to take action and consider your own care. No one wants to be a burden on their family, and this type of policy can help whether in-home care or transitioning to an assisted living facility is required. This is in contrast to temporary disability, which is probably covered under your employer's workers comp insurance.
What would happen if your car was involved in an accident? Would you have a way of getting to work and supporting your family? Auto insurance can help pay for repairs to a car. It can also cover certain liability issues with regard to personal injuries. In extreme cases when the car has been deemed a total loss, auto insurance can pay for the current value of that car. That amount can be used towards the purchase of a new car. Auto insurance also makes payments for accidents where you might be at fault.
A home is the biggest financial investment that you will probably make in your life. Shouldn’t that investment be protected? A thorough homeowner’s insurance policy can help cover the loss of property because of theft or vandalism. More importantly, it can pay for repairs as a result of damaged caused by storms. Depending on where you live, you might consider getting additional policies for floods and earthquakes as not every homeowner’s policy covers those types of disasters.
Having insurance is all about having peace of mind. Every working adult should have these types of insurance at the very least. In any situation, when asked, “Are you covered?” the answer should always be, “yes.”