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George Beach Insurance Services LLC Blog

Does Dental Insurance Cover Wisdom Tooth Removal?

11/14/2019

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Does Dental Insurance Cover Wisdom Tooth Removal?
Few people get excited at the thought of going to the dentist, especially if tooth removal is on the menu. Fortunately, many procedures are covered by dental insurance. When it comes to wisdom teeth, whether dental insurance will cover your procedure is dependent on a few different factors.

Average Cost of Wisdom Tooth Removal in the US

Wisdom tooth removal cost varies depending on a few factors. Whether your teeth or impacted or have erupted through the gums makes a huge difference in price, since the latter typically results in a relatively easy removal. If your teeth are impacted, meaning trapped underneath the gums, the price tends to be much higher. The average cost of wisdom tooth removal for all four teeth after insurance tends to be around $1,000. Remember that the price is entirely dependent on the severity of your wisdom teeth situation, meaning the more impacted they are, the more work that will go into removing them, so the price will be much higher than a simple extraction. The Oral Health Foundation suggests always getting an estimate before you start treatment to make sure you can get the actual price you will be paying.

If It's Medically Necessary, You're in Luck

Wisdom tooth removal when it comes to impaction is typically considered medically necessary. According to Murfreesboro Family Dentistry, impacted wisdom teeth can be very painful and lead to infection, so this condition generally qualifies removal as “medically necessary.” Be sure to speak with your insurance provider prior to the procedure, however, just to be sure that the wisdom teeth removal is actually covered.

If It's Preventative, You Might Have a Hard Time

Dental insurance companies will be less likely to want to cover a procedure that is not deemed medically necessary. In turn, if you are trying to get your wisdom teeth removed as a preventative measure, dental insurance will not be as willing to cover your procedure. Work with your dentist's billing department prior to undergoing the procedure to see if they need to bill it a certain way in order to obtain dental coverage for wisdom teeth removal. Otherwise, you may be responsible for a hefty portion, if not the entirety, of the bill.
More often than not, insurance is a good idea. Especially when it comes to dental work, it is worth looking into insurance. Even if your wisdom teeth removal is deemed unnecessary from a medical standpoint, you can always call your dental insurance provider to see if they will cover a portion of the procedure at the very least.
​It’s important to have insurance to protect your health. Contact us to get a quote!
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How Dental Insurance Can Save You and Your Family in the Long Run

10/8/2018

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Just like adults, children often face numerous oral problems. Once you realize that your children are suffering from oral pain and other oral-related issues, you should be able to take them to an experienced dentist for examinations. The best way to ensure that you and your children are taken care of is to have the right dental insurance plan that suits you. Below are three common dental procedures done on children that just might break the bank if you don’t have insurance.
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Crowns
This procedure is used for children who have weak, worn out and broken teeth. Adding a crown strengthens the tooth and improves its shape. If the teeth are severely decayed, the doctor is likely to use stainless steel crowns to restore their shape and hold fillings. You can also find crowns made of porcelain. Some people prefer them because they are stronger than the rest and they look more like natural teeth. Depending on the type of crown, the cost without insurance can be between $1,000-$1,500. Also keep in mind that this procedure usually takes more than one appointment, so the bills may start to add up if you’re paying full price for each visit.

Dental Fillings
Fillings are common dental procedures performed on children who have cavities. Traditionally, dentists used fillings or dental restoratives made of porcelain and gold. However, there are modern dental fillings that can mimic and match the appearance of natural teeth. The natural colored fillings however, are typically between $90 and $300 for one to two teeth without insurance. Also, this is one procedure that putting off could do more harm than good. If you don’t have insurance and are trying to wait until you have more money, a simple cavity or two could turn into a much more serious and expensive problem.

Extractions
If a particular tooth is affected by decay or your kid’s mouth if overcrowded, your dentist can recommend extraction, which is the removal of a tooth. The process depends on the severity of the child’s situation. For instance, the dentists may recommend extraction due to long and painful roots. Depending on severity, you may need an experienced dental surgeon to perform this practice, which can add $75 to $300 more to your price tag without proper coverage.

Having dental insurance
could make any of the above mentioned procedures much less draining on your wallet. Additionally, if you recognize these orthodontic problems in your children early, then your likelihood is even higher that you won't have to pay for the more extensive procedures. It is advisable to take your child for teeth examination at least once per month. This will help to keep your child happy and healthy, and your wallet just a little more taken care of.

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How the Right Dental Plan Can Make All the Difference

8/17/2018

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If you've been thinking about investing in your smile, congratulations! Your smile matters, which is why receiving regular, consistent dental care is essential. For some adults, choosing a dental insurance plan can be tricky, but there are a few things you need to know. The right plan can make an incredible difference in your life and can help ensure that you receive regular treatment that contributes to the longevity of your teeth and your smile.

Regular Treatment
It's important to visit your dentist on a regular basis for cleanings and x-rays. Your dentist will create a treatment plan based on the current state of your teeth. According to dental services, new technologies are able to detect dental concerns at early stages, treat your dental issues with precision, and provide stunning and customized restorations. They will then let you know if you need any fillings, implants, or crowns placed on your teeth. Most patients should visit the dentist at least twice a year for cleanings and checkups. This helps prevent problems from developing.

Insurance
One of the most important things adults can invest in is dental insurance. While dental insurance often assists with the cost of preventative treatment, note that insurance can also offer coverage during emergencies. Accidents can happen to anyone at any time, which is why it's important to choose a dental coverage plan that lets you prepare for this. Should you need emergency treatment, a dental implant, or even a crown, your dentist can offer you these treatments and your insurance will help cover the cost.

Selecting a Plan
Dental technology has come a long way and focuses heavily on preventative care, as well as care designed to give you a great smile. A strong smile can drastically improve your self-confidence, which is why much of modern care focuses on using technology to make you feel great. When you choose a dental care plan, make sure you choose something you're comfortable with, and that offers the specific coverage you need to get the smile you've always wanted.

If you have questions about dental coverage or plans, don't be afraid to reach out and ask the questions you need to make a decision and move forward. You deserve to have a smile you feel great about, which is why you should consider getting a treatment plan that offers emergency coverage, as well as protection for restoration treatment. Don't wait to get the help you need to develop an amazing smile. Reach out today to find a plan that works for you.

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George Beach Insurance Services LLC​
Modesto, CA 95355
(209) 353-2330​
Click Here to Email Us
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