Since the 2019 Open Enrollment Period is over, you can now enroll in or change a Health Insurance Marketplace plan only if you have a life event that qualifies you for a Special Enrollment Period.
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A change in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.
There are 4 basic types of qualifying life events. (The following are examples, not a full list.) Loss of health coverage
Changes in household
Changes in residence
Other qualifying events
https://www.healthcare.gov/glossary/qualifying-life-event/ If you didn’t buy your health insurance during Open Enrollment and you’re looking to buy now, you’ve probably been asked the following question, “What is your Qualifying Life Event?”
*Blank stare* A Qualifying Life Event is a change in your situation that allows you to buy health insurance outside of Open Enrollment. Typically Open Enrollment in during the Fall, for a set number of weeks, for coverage to start the following first of January. Your Qualifying Life Event also allows you to make changes to your current coverage. |
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