What are the Essential Health Benefits?

All health insurance plans share some common characteristics. The Affordable Care Act also known as Obamacare requires that all health insurance plans offered in the individual and small group markets must provide a comprehensive package of items and services. These are known as the Essential Health Benefits.
 
These benefits fit into the following 10 categories:

• Outpatient Services
• Emergency Services
• Hospitalization
• Maternity and Newborn Care
• Mental Health and Substance Abuse Disorders
• Prescription Drugs,
• Rehabilitative and Habilitative Services and Devices
• Laboratory Services
• Preventive and Wellness Services
• Pediatric Services including Dental and Vision care