Health Insurance

Having the proper health insurance coverage can literally be a matter of life or death. We'll make sure you're family is properly covered with health insurance premiums you can afford.

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Health Insurance

Health insurance is a type of insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.

Health Insurance Types

There are two main types of health insurance, PPO or "Preferred Provider Organization" plans, and HMO or "Health Maintenance Organization" plans.

• A Preferred Provider Organization is an organization providing health care that gives economic incentives to the individual purchaser of a health-care contract to patronize certain physicians, laboratories, and hospitals that agree to supervision and reduced fees.
  
• A Health Maintenance Organization is an organization that provides comprehensive health care to voluntarily enrolled individuals and families in a particular geographic area by member physicians with limited referral to outside specialists and that is financed by fixed periodic payments determined in advance.
  

Contact us to learn more about the right health insurance for you.

(209) 353-2330​
Modesto, CA 95355​
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